The United States has the largest number of cars on the highway. At one time it was number one in vehicle production as well, but Japan plus China have displaced it. Despite this millions of cars are on the road in the united states and insurance of these cars is really a lucrative business. At the same time selecting great car insurance company to insure your car is important, as it gives you peace of mind.
Selecting a proper car insurance company is hence of vital importance. There are many factors involved in selecting a car insurance company. The most crucial is its reach all over the USA, as a national insurance company with a main grid all over the USA will be a great help.
Depending upon preferences the top 3 insurance firms listed below will go a long way in fulfilling your needs for an auto insurance policy.
GEICO – This stands for Government Workers Insurance Company and is owned by an additional of Berkshire Hathaway. If statistics have any meaning at any given time this business services 10 million cars using its auto policies.
The company has a presence in 50 states of the partnership and you will be better of insuring with this company with a truly national achieve. The company was founded in 1936 to give insurance to government employees, hence that name has stuck into it. The company does not deal with any middle men and directly contacts its customers, this results in a lower insurance high quality. Many car owners have moved to GEICO and saved dollar 600 over a six month period.
Esurance – This company appeared on the picture only in 1999 and is thus a ‘modern’ insurance company. It does not have an old pedigree, but it makes up with superb service, lower premiums and great back up facility.
In the last decade the business by dint of its ability provides caught the imagination of the car owners. It has a presence in 30 states and is one of the pioneers of online insurance. You can get an estimate on-line and also get a policy released the same day.
Esurance has all of the trappings of the modern age.
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It has the 24/7 customer service available at the click on of a mouse. You can pay your premium as well process a claim on-line. The best part is that you can follow-up the repairs sanctioned from insurance plan through your mobile.
State Mutual Insurance Company – This company has a low user profile as per visibility is concerned through ads, but it is the largest car insurer in the USA. Set up in 1922 the company remnants a rich pedigree and it will surprise most people that it caters to 75 mil policy holders which gives it the biggest business of automobile insurance in the entire USA. Compared to GEICO which has an marketing budget of $800 million the SFMIC has a budget of just $ 300 million. But due to the fact it’s standing and excellent support in all corners of the USA, it does not take number one insurance company in the USA for auto insurance.